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8 Money Songs that Will Make Talking to Kids About Personal Finances Fun and Easy!
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Teach Kids About Money One Fun Song at a Time!

Talking to kids about money doesn’t have to be hard—or boring. In fact, it can be one of the most exciting and empowering conversations you have with the children in your life, especially when it’s set to music! That’s why we created this special list of 8 upbeat, catchy Sammy Rabbit money songs that turn financial lessons into fun, memorable experiences.

Whether you're a parent, teacher, or caring adult, these tunes are the perfect way to introduce young kids to smart money habits like saving, investing, earning, spending smart and giving wisely. So get ready to tap your toes, sing along, and start building your child’s financial confidence and competnecy—one song at a time!

🎵 Featured Money Songs 🎵

1. Get in the Habit: A Catchy Call to Save

The title and key refrain of "Get in the Habit" serve as both an introduction and a powerful call to action. This upbeat tune introduces children to the concept of saving money and encourages them to make it a lifelong habit—starting with something simple: saving a dime from every dollar they earn or receive.

The lyrics highlight two key benefits of consistent saving:

  1. You get to watch your savings grow, and

  2. You’ll always have some money when you need or want it.

In just three minutes, this song delivers what we believe is the best youth and family financial literacy lesson out there—combining joy, rhythm, and practical wisdom in a way kids will love and remember.

🎧 Take a listen. Share it with your children or students—and let us know if you agree! And you can build on each song's lesson with Sammy's curriculum!

2. S-A-V-E: It Gets Us Feeling Strong

"S-A-V-E" is more than just a song—it’s a celebration of saving. Designed to spark joy rather than dread around the idea of putting money away for the future, this tune recognizes an important truth: how we feel about something often shapes our behavior more than how we think about it.

This short, high-energy anthem is guaranteed to get kids clapping, moving, and feeling great about saving. With its catchy rhythm and uplifting message, "S-A-V-E" builds excitement around making saving a consistent, positive habit.

The song also introduces the powerful concept of automating your savings—setting money aside regularly without having to think about it. This simple step helps make the habit stick.

When saving becomes automatic, it builds real financial strength. That’s why Sammy Rabbit proudly champions the song’s lyric, "Saving makes us strong!" In other words: saving routinely prepares us for both emergencies and opportunities. And that builds confidence, security, and optimism—and it feels great!

🎧 Take a listen. Share it with your children or students—and let us know if you agree!

3. Anyone Can Be Rich: Starting Early is a Key

The aspirational song Anyone Can Be Rich effectively communicates the importance of starting to save early and serves as an excellent catalyst for initiating discussions on the magic of compound interest.

4. Lemonade Stand: Earning Money is Fun To Do

With lyrics like 'earning money is fun to do' and 'save every time you get paid' Lemonade Stand will have kids motivate to earn and save money while having fun.

5. Don't Spend More Than You Make: It's a Mistake You Never Want to Make

This country rock song will help parents and teachers bring joy to the thoughts of living on less than one earns and not spending more than one makes. As the song lyrics advise, following this guidance will help listeners avoid pains and aches.

6. Budget: It's a Money Plan

The soul, rap tune Budget shares a truckload of financial literacy knowledge on what a budget is and why it is important to do.

7. Wants and Needs: They Are Two Different Things

The innovative, classical style tune 'Wants and Needs' will help kids understand that their is big difference between two and understanding that difference will help them succeed!

8. No Free Rides: Nothing's Free

Rock out and teach to the song No Free Rides. The tune will help kids learn not to expect something for nothing!

Concluding Thoughts

Incorporating music into discussions about personal finances not only makes the learning experience enjoyable but also enhances retention and understanding. With the help of these 8 money songs, you can transform what might seem like a daunting conversation into an engaging and accessible opportunity for growth. By introducing these catchy tunes into your teaching repertoire, you're not just imparting financial knowledge; you're instilling lifelong skills that will empower children to navigate their financial futures with confidence. Let the melodies of Sammy Rabbit and other money songs be the soundtrack to your journey towards financial literacy with your kids!

Have Keep Kids Learning

Now that you have the financial education ball rolling, keep kids learning and their personal finance knowledge going and growing! Enroll them in Sammy’s Money School. We offer Free, low-cost Premium, and Sponsored Premium memberships.

Companion Reads, Listens, and Resources

Your Thoughts

We value your input!

Share one or some of your suggestions that will help make it fun and easy for parents, teachers, and community leaders to talk to and teach kids about money.

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How You Can Help Sammy Rabbit Advance Kids and Families Financial Literacy Levels

Let's collaborate to get kids, families, and communities advancing their financial literacy knowledge, habits, and skills. Here are a couple of ideas on how you can help and we can work together.

  1. Give custom, co-branded Sammy Rabbit story and activity books to kids in your local community!

  2. Collaborate and partner with Sammy on "1" project in 2024: See a Menu of Ideas or suggest your own.

Contact us to explore more options and support Sammy's mission. Thank you. Have a #Sammyriffic day!