Don't Spend More Than You Make
Parents have your kids read the lyrics to the Sammy Rabbit money song titled, Don't Spend More Than You Make!
Music is a fun, easy and time efficient way to talk to and teach kids about money! It is also a Sammyriffic way to celebrate great money habits. Music and singing bring joy and energy to the money lesson learning process.
7 Step Money Lesson for Kids Who Like Music on How to Spend Smart and To Not Spend More Than They Make
Here are seven simple steps that will have parents, teachers and trainers talking to and teaching young kids about money in no time at all and specifically to not spend more than they make or spend less than they earn or receive!
Step 1. Read Song Lyrics Together
VERSE 1
Well the earth might quake and you might shake
but for goodness sake
Don't ... spend more than you make!
You can jump in a lake or kiss a snake
but for goodness sake
Don't ... spend more than you make!
You can eat a cake or drink a shake
but for goodness sake
Don't ... spend more than you make!
CHORUS
Don't ever, ever, ever spend more than you make
No never, never, never, never make that mistake
Don't ever, ever, ever spend more than you make
Just give it a little thought that is all takes
VERSE
You can lie awake, rest in the sun and bake
but for goodness sake
Don't ... spend more than you make!
There is a lot at stake besides pain and aches
so for goodness sake
Don't ... spend more than you make!
OUTRO
Don't come home crying to mama and papa
Just because you spent more than you make
Don't spend more than you make
Step 2. Listen to the Song
Now listen to the song Don't Spend More Than You Make together. Listen as many times as you like!
Step 3. Discuss Song
The song lyrics share beginning ideas and call attention to the importance of how to spend smart with the number one rule being to never spend more than you make. Have a discussion with your child, children or students about the song. Ask them what lyrics from the song they like the most and why.
For example, I love the lyrics:
"...Don't ever, ever, ever spend more than you make..."
"...There is a lot at stake besides pain and aches..."
"...Don't come home crying to mama and papa, just because you spent more than you make..."
Step 4. Activities
If you are a premium Sammy Rabbit Money School member, have your child, children or students complete one or all of the activities that accompany the song Don't Spend More Than You Make!
If you are not a premium School member, join. This is a wonderful way to support Sammy's mission to bring financial literacy education to kids and families across the world.
If you are Free member, listen to more music from Sammy's Song Series. And keep having discussions with your parents and teachers about the money habits shared in the songs.
Step 5. Review and Discuss Activities
After your child, children or students has completed the activities for the song Don't Spend More Than You Make, review and discuss them together.
Step 6. Deposits
Applied knowledge is powerful and life transforming.
Give your child or children opportunities to earn and save money.
Make a deposit with your child or children into a piggy bank, savings jar or into a savings account at the financial institution of your choice. Get them in the habits of earning, saving and never ever spending more than they make (earn or receive). Oh yes!
Have your child deposit the activities they complete into their Dream Big Journal!
Step 7. Keep Learning
Sammy Rabbit says:
Always be learning! You can do it. Now, get to it! Have a Sammyriffic time!
Free Membership to Sammy's Money School
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gives access to anyone and everyone who wants to teach their kids money habits and principles that will help both children and families establish a solid foundation to achieve increased levels of financial stability throughout their lives.
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