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Parent Guide and Map to Money Talks with Kids, Question 7

by Team Sammy


Education is a process - ideally life long.

It's important to "nudge" or "leapfrog" the learning along daily. This is particularly true when it comes to money, since we relate and interact with it in one way or another daily.

All of those interactions shape our feelings and form our habits.

Today's Question

Have a money talk with kids today, March 7, 2024.

Today's question might be something like:

  • Are you a smart spender? Or, do you consider yourself to be a smart spender?

Build the Conversation With These 15 Questions

If your child or children engage with today's question, below are fifteen follow-up questions a parent might ask their child. Revise or rephrase the questions as you determine appropriate.

  1. What does being a smart spender mean to you? Or, how would you define being a smart spender?

  2. Can you give me an example of when you were a smart spender? Can you give me an example of when you were a not so smart spender or when you made a poor spending choice?

  3. Do you think there are advantages to being a smart spender? Why or why not? What are the advantages or disadvantages?

  4. Do you have any ideas or suggestions on how you or the family can make better and smarter spending choices? For example, should we use lists or clip coupons when we shop?

  5. Do you think having a written plan for your spending would help make you a smarter spender?

  6. How do you feel when you make a purchase that you later realize wasn't the best choice?

  7. Can you think of a time when you resisted the temptation to spend money on something unnecessary? How did you feel afterward?

  8. What do you think are some common mistakes, traps or pitfalls that people fall into when spending money?

  9. How do you think your spending habits might change as you grow older and have more responsibilities?

  10. Are there any specific goals you have that might require you to save money rather than spend it right away?

  11. Can you think of any ways we can track our spending to see where our money goes each month?

  12. What do you think are some good ways on how do you decide whether something is worth spending your money on?

  13. Have you ever regretted not spending money on something that turned out to be important or valuable later on?

  14. What role do you think peer pressure plays in influencing spending decisions? How do you handle it?

  15. How do you prioritize your spending when you have multiple things you want to buy or do?

Summary of Prior Questions

More For You - Articles and Activities

You're Invited! How You Can Help

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