Word and Category
Word: Spend
Category: Choice Word
What this category means:
Choice words help children think about decisions. They encourage kids to pause, compare options, and decide how to use their money in a way that supports their goals.
Definitions
In Simple Words
To spend means to use your money to buy something.
You spend money when you pay for things you need or want.
When you spend money, you use it to get something in return.
A Little More Grown-Up
Spending is using money to purchase goods or services, often by making choices between needs and wants. OR, spending is when you trade money for goods or services.
Spent means the money has already been used to buy something and is no longer available to save or spend again.
Context Clues
Note: You can find the words "spend" in the Sammy Rabbit money song: Don't Spend More Than You Make!
Sammy Says
Sammy Says: “Spend smart—make sure your money choices help you! Spending smart is a great habit!”
Money Habit Connection
Learning how to consistently spend smart (wisely) helps kids make thoughtful choices, avoid waste, and make sure their money lasts for things that matter most.
Silly Sentence
I spent my money so fast that my piggy bank said, “Hey—slow down!”
Serious Sentence
When you spend money wisely, you choose what is most important to you.
Rhyming Sentences
Silly Rhyming Sentence:
I spend my cash on snacks and fun, but stop and think before I’m done!
Serious Rhyming Sentence:
When I spend with care and plan ahead, my money helps me just like I said.
Examples of Spending
Buying food or snacks
Paying for a toy or book
Spending money on clothes or school supplies
Paying for an activity or service
Examples of What Is Not Spending
Saving money in a piggy bank or bank account
Investing money for the future
Earning money by working or helping others
Related Money Words
Money • Buy • Price • Choice • Save • Budget
Opposite Money Words
Save • Invest
Questions Parents and Teachers Can Ask Kids
Ask your child or student:
“How can you decide if something is worth spending your money on?”
Remember
Spending is a choice—when you spend wisely, your money works better for you.
Get the Entire Dictionary in One PDF
If you’d like a FREE, printable PDF with the entire Sammy Rabbit Kid-Friendly Money Dictionary, including all of the words and definitions, contact us to learn how you can get a copy for your home, classroom, or community.
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