Skip to content
←All Posts
Savings Account: A Kid-Friendly Money Dictionary Definition
Updated

Savings Account: definition for kids from Sammy Rabbit’s kid-friendly money dictionaryWord and Category

Word: Savings Account

Category: Place Word

Related Definition: Interest

What this category means:

Place words describe locations where money is kept, saved, or managed. These words help children understand that different money “homes” have different purposes.

Definitions

In Simple Words

A savings account is a special bank account for saving money.
You put money in a savings account to save it for later.

A Little More Grown-Up

A savings account is a bank account designed to help people save money. Money in a savings account is kept safe and can earn interest over time.

Context Clues

Note: You can find the words “savings account” in Sammy Rabbit stories and activities when kids talk about saving for goals, earning interest, and planning ahead.

Sammy Says

Sammy Says:
“A savings account is where
Save-first habits live!”

Money Habit Connection

Using a savings account helps children practice saving first, setting goals, and letting time and interest help their money grow.

Silly Sentence

My savings account gave my money a cozy bed and told it to rest and grow.

Serious Sentence

A savings account helps you save money safely at the bank.

Rhyming Sentences

Silly Rhyming Sentence:
My savings account said, “Settle down—
We’re growing coins all over town!”

Serious Rhyming Sentence:
A savings account helps my money stay safe and grow over time.

Examples of Using a Savings Account

Saving allowance or gift money

Saving for a goal

Earning interest on saved money

Examples of What Is Not a Savings Account

Cash in your pocket

Money already spent

A checking account used for spending

Related Money Words

Save • Bank • Account • Interest • Goal

Opposite Money Words

Spend • Waste

Questions Parents and Teachers Can Ask Kids

Ask your child or student:
“Why is a savings account better for saving than carrying cash?”

Remember

A savings account helps your money stay safe and grow while you wait.

Related Standards Aligned Lesson Plans

  • Coming soon

Keep Kids and Families Learning

  1. Kids, families, and schools of every kind can enroll in Sammy Rabbit’s Money School with a FREE, PREMIUM or Group Discount Money School Memberships, giving learners access to engaging, age-appropriate financial education resources.

  2. Parents, teachers, and community leaders are invited to explore the resources and teaching tips available on SammyRabbit.com, starting with award-winning financial educator Sam X Renick’s article series, Money Lessons Parents Should Teach Kids!

  3. Schools, community organizations, employers, and partners can learn more about Sammy's Dream Big Financial Education curriculum, a flexible, standards-aligned approach designed to help children build strong money habits, confidence, and lifelong skills.

Contact Sammy Today!

We welcome your questions, suggestions, and ideas! Let’s connect, brainstorm, and partner to keep helping kids, families, and communities build strong financial literacy knowledge, habits, and skills—so together, we can create better and brighter futures for all.

CONNECT NOW

Let's get kids financially literate | Sammy Rabbit Financial Education