Teaching Tips for Lesson 11: You Can Watch Your Money Grow and Grow and Grow

This is the eleventh of seventeen blogs providing practical teaching tips inspired by the lyrics and concepts from the Sammy Rabbit song Get in the Habit!

In the original blog, How the Sammy Rabbit Song Get in the Habit Teaches Kids 17 Money Lessons — Plus Powerful Vocabulary, we explored how the song supports financial education in three powerful ways:

Through clear, repeatable phrases directly from the song
Through real-world money lessons that naturally emerge when kids discuss and apply those phrases or concepts
Through everyday money language that builds financial vocabulary.

Now, we’re expanding on that foundation with a series of blogs that offer teaching tips for each of the 17 individual lessons embedded in the song. Each blog will include: (1) Simple questions to ignite discussion and learning (2) Two easy-to-implement micro-activities (3) A challenge action step (4) Key words to build personal finance and life-skills vocabulary.

Let’s begin with Lesson 11, built on the phrase: "you can watch your money grow and grow and grow!"

For context, the full lyrics for each phrase are:

You can watch your money grow, and grow and grow!

The full phrase has been intentionally organized into separate lessons, making it easy to teach one concept at a time or combine them as a sequence.

You can click on the following links to find: song lyrics and a karaoke Video.

Summary

Lesson: Discuss how saving leads to visible, motivating progress. As children see their money increase, they naturally build confidence, focus, discipline, determination, and a strong “can-do” belief system. Tangible results reinforce positive habits and inspire kids to keep going.

Share with kids: When you save, your money starts to grow. Seeing it grow makes you feel proud and excited to keep saving and building your financial independence and well-being.

This reinforces pride, motivation, and the belief that steady habits work.

1. Simple Discussion Questions

Use one or two—short, easy, and great for home or classroom conversations.

What happens when you save money again and again?
Does saving once help as much as saving many times?
What do you think “grow faster” means?
What happens when you keep your money saved and don’t spend it—does it earn interest and start to compound and grow more and even faster?
How does it feel when your savings starts growing more quickly?
Why do you think steady habits lead to bigger results?

2. Two Micro-Activities (2–5 Minutes Each)

Micro-Activity 1: Grow… Then Grow More

Materials:
Clear jar or cup; coins or pretend money

Ask kids to:

Add one coin to the jar
Pause and look at the total
Add another coin, then another

Say out loud after each coin:

“It’s growing!”

Then ask:

What happened when we kept adding more?
Did the pile grow faster the more we added?

Purpose: Shows that repeated saving causes visible, accelerating growth.

Micro-Activity 2: Saving Streak = Super Growth

Materials: Paper and crayons (optional)

Ask kids to:

Draw a jar or pile of coins
Add one coin for “Day 1,” then another for “Day 2,” and another for “Day 3”

Ask:

How does the pile change each day?
What happens if you keep going?

Have kids say:

“Saving again and again makes it grow!”

Purpose: Connects consistency with compounding growth in a visual way.

3. Challenge Action Step

Challenge:
This week, practice saving again and again.

Ask kids to:

Save at least one small amount multiple times
Look at their savings each time they add to it
Say:
“I’m helping my money grow!”

This builds awareness that repetition—not size—is what makes money grow faster.

4. Key Vocabulary Words

These words help children understand growth, repetition, and long-term rewards.

Grow: To get bigger over time

Money: Money is a tool we use to trade for things we need or want. | Money is a tool we use to exchange for goods and services. | Money is a tool we use to buy things and help us reach our goals.

Can: Being able to try and believing it’s possible.

*Compounding: When something grows more because you keep adding to it

*Consistent: Doing something again and again

*Faster: Happening more quickly

*Reward: Something good that comes from effort

So when the song says “watch your money grow and grow and grow,” it reminds us that saving again and again makes money grow faster—and habits more powerful.

(Note: Words with an asterisk * are not in the song lyrics, but they are important to this lesson, so we’ve included kid-friendly definitions.)

Now Check Out Lesson 12

This blog is part of a 17-lesson series that uses the Sammy Rabbit song Get in the Habit to make it fun, easy, and effective for anyone to talk with and teach young kids about great money habits.

Lesson 12 coming soon!

Additional Songs and Fun Resources

Keep:

kids listening, learning, singing and growing with a FREE or PREMIUM Money School Memberships.
parents, teachers, and community leaders learning and growing their financial literacy teaching skills by reading Sam X Renick's series of articles: Money Lessons Parents Should Teach Kids!
delivering financial education at home, in school, and other venues with Sammy's Dream Big Financial Education curriculum!

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