Skip to content


←All Posts

Sammy Money Song Lyrics - Wants and Needs

by Team Sammy

Wants and Needs

Parents have your kids read the lyrics to the Sammy Rabbit money song titled, Wants and Needs!

Music is a fun, easy and time efficient way to talk to and teach kids about money! It is also a Sammyriffic way to celebrate great money habits. Music and singing bring joy and energy to the money lesson learning process.

7 Step Money Lesson on Wants and Needs for Kids Who Like Music

Here are seven simple steps that will have parents, teachers and trainers talking to and teaching young kids about money and develop a beginning understanding of the difference between wants and needs in no time at all!

Step 1. Read Song Lyrics Together


Wants and needs, wants and needs

Nothing really helps one succeed

Like knowing the difference between

What we want and what we need

Wants and needs, wants and needs

Each one brings two different things

It pays to know the difference

between what we want and what we need


Education. I need it!

Entertainment. I want it!

Books. I need them!

Toys. I want them!



Nutrition. I need it!

Fast Food. I want it!

Water. I need it!

Soda. I want them!



Study. I need to!

Play. I want to!

Saving money. I need to!

Spending money. I want to!



Wants, Needs?

What shall I choose?

What shall I trade for?

Wants or needs?

Step 2. Listen to the Song

Now listen to the song Wants or Needs together. Listen as many times as you like!

Step 3. Discuss Song

The song lyrics share beginning ideas and call attention to the importance of understanding the difference between what we want and what we need. This would include identifying and prioritizing money choices, like saving and spending. Have a discussion with your child, children or students about the song. Ask them what lyrics from the song they like the most and why.

For example, I love the lyrics:

"... It pays to know the difference between what we want and what we need ..."

Step 4. Activities

If you are a premimun Sammy Rabbit Money School member, have your child, children or students complete one or all of the activities that accompany the song Wants and Needs.

If you are not a premium School member, join. This is a wonderful way to support Sammy's mission to bring financial literacy education to kids and families across the world.

If you are Free member, listen to more music from Sammy's Song Series. And keep having discussions with your parents and teachers about the money habits shared in the songs.

Step 5. Review and Discuss Activities

After your child, children or students has completed the activities for the song Wants and Needs, review and discuss them together.

Step 6. Deposits

Applied knowledge is powerful and life transforming.

  • Give your child or children opportunities to earn and save money.

  • Make a deposit with your child or children into a piggy bank, savings jar or into a savings account at the financial institution of your choice. Get them in the habits of earning and saving money. Get them in the habit of listing and prioritizing their wants and needs. Small steps work. Oh yes!

  • Have your child deposit the activities they complete into their Dream Big Journal!

Step 7. Keep Learning

Sammy Rabbit says:

Always be learning! You can do it. Now, get to it! Have a Sammyriffic time!

Free Membership to Sammy's Money School

Let's get kids financially literate, their families and communities too.

Sammy Rabbit's free membership program:

  • makes quality early age, youth and family financial education available immediately

  • gives access to anyone and everyone who wants to teach their kids money habits and principles that will help both children and families establish a solid foundation to achieve increased levels of financial stability throughout their lives.

  • Get a FREE Sammy Rabbit's Money School Membership NOW!

Contact Sammy


We welcome your questions, suggestions, thoughts about Sammy Rabbit and his mission to get kids, famllies & communities financially literate.

Your friends in early age, youth and family financial literacy education for the last 20+ years and counting, Team Sammy!

Have a Sammyriffic day!

Inclusive Family Financial Wellness

IF inclusive family-centered financial wellness and/or early age family financial literacy are a priority for you or your enterprise, let's talk.

We have resources and strategies for every budget, including FREE, NO-COST and Group DISCOUNTED plans to help you exceed your objectives!

Recommended Reading