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Patrina Dixon, CFEI Talks Kids and Money with Sammy Rabbit: 10 Sammy Rabbit “Gold Karat” Takeaways

by Team Sammy

We had a Sammyriffic Childhood Money Memory podcast and discussion recently with Patrina Dixon, CFEI, personal finance author and educator.

Watch the video above or listen to the audio of the interview below!

Plus, below, also find a little about Patrina and a list of 10 Sammy Rabbit “Gold Karat” takeaways from the podcast!

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About Patrina

Patrina is a mom, a Certified Financial Education Instructor, CFEI, entrepreneur and founder of It's My Money Journal, personal finance author, a Senior National Accounts Manger and a community volunteer!

Welcome Patrina Dixon, CFEI!

10 Sammy Rabbit Gold Karat Takeaways from Tony Steuer!

(1) Patrina learned to save in a "pink" piggy bank. Woohoo! She would "drop" (deposit) change in her piggy bank. And, if she got a dollar, "Oh my gosh, it was a-mazing!"

(2) When saved, she knew that was "extra." It was more than what they had at the time.

(3) Patrina still saves change. Now she saves in a gigantic Poland Springs water bottle! She and the family fill it with change. And when it gets filled, they take to the bank and deposit it. The change she saves today is typically change left over from purchases. And when there is change, it goes right in that bottle!

(4) Patrina started saving change as a kid. She still saves change as an adult. And she shares it is really important to reinforce good money habits. And that is what saving change does. It helps you to not forget how essential it is to be a good steward of money.

(5) One of the challenges Patrina faces as a parent talking to her kids about money, that she thinks other parents face as well, is cutting through the "hype" of social media and projection that others may have more wealth than they actually do. It can be very misleading as well as create feelings of immediacy, wanting everything now with understanding and executing the basics like: saving, budgeting, using credit responsibly, etc. Everybody wants to get the "quick money" "fast!" It's a big hurdle. Understanding personal finance fundamentals will help kids not only earn money, but retain more of it and grow it.

(6) The key is to not only earn 6 figures, but to keep some what you earn. You want to have some coming in passively and slowly move away from trading time for money. Learning personal finance basics will help kids and everyone do that.

Patrina really "gets it!" This is her story - she made a lot and spent a lot prior to mastering money management. It is what inspired her to become a financial educator. She did not want to see people, especially young people, repeat the errors she made.

Now she has done a 180 turn around. She thinks about the same money differently. Instead of earning it and spending it, she earns it and banks it!

Patrina reading Sammy's Big Dream. Woohoo!

(7) If Patrina could only teach a child or adult one money habit, it would be to "Pay Yourself First!" Do it with whatever amount makes sense for you. Do it any time you get new money.

Paying yourself first will help you take care of you!!!

(8) Patrina recommends the book "Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine!"

(9) Personal finance should "absolutely" be taught in schools. Taking at least one personal finance course should be mandatory prior to leaving high school. In fact, kids should be taught personal finance every year. The more you are taught, the more one will retain it.

Sammy Rabbit financial education experiences,
create cherished life-long memories!

(10) "It’$ My Money®️" is Patrina's brand within the financial education space. Patrina loves teaching financial education and wants to get kids off to a good start and put them on the right path so they can create lots of wealth and financial security and freedom in their lives!

Discover more about Patrina at her website:

Thank you Patrina!!!

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