NOTE to parents, teachers, and educators of every kind: Use this definition as a simple, kid-friendly teaching tool. Click this link to view the full index of current money terms and definitions, and learn how to use the Sammy Rabbit dictionary to support teaching and learning.
Word Combination and Category
Word Combination: Money Habits
Related Definitions: Money | Habit
Category: Habit Word
What this category means: Habit words describe actions we practice again and again. They help children understand that making thoughtful choices consistently can lead to better money outcomes over time.
Definitions
In Simple Words
Money habits are the things you do over and over with your money like save, spend smart, and give wisely.
Good money habits help you make smart choices again and again.
A Little More Grown-Up
Money habits are regular behaviors related to earning, saving, spending, giving, and planning. Over time, these habits strongly influence financial outcomes and confidence with money.
Context Clues
The phrase “money habits” appears often in Sammy Rabbit songs, lessons, and activities that remind kids that success comes from what they do consistently—not just once.
Sammy Says
Sammy Says:
“Great money habits start small—practice them every day!”
Money Habit Connection
Understanding money habits helps kids realize that success with money is not about being perfect, but about building positive routines they can stick with over time.
Silly Sentence
My money habits were so strong that my piggy bank gave me a high-five!
Serious Sentence
When you build good money habits, you make it easier to reach your goals and feel confident about your choices.
Rhyming Sentences
Silly Rhyming Sentence:
I save, I plan, I think a bit—those money habits really fit!
Serious Rhyming Sentence:
With steady habits day by day, my money helps me lead the way.
Examples of Money Habits
Saving some money every time you earn
Thinking before you spend
Following a simple budget or plan
Giving regularly to help others
Examples of What Is Not a Money Habit
Spending without thinking
Doing something only once
Changing money choices every time
Ignoring where your money goes
Related Money Words
Habit • Save • Spend Smart • Plan • Budget • Goal
Opposite Money Words
Random choices • Inconsistent spending
Questions Parents and Teachers Can Ask Kids
Ask your child or student:
“What is one money habit you want to practice this week?”
Remember
Small money habits practiced over time can lead to big dreams coming true.
Get the Entire Dictionary in One PDF
Want a FREE printable PDF of the complete Sammy Rabbit Kid-Friendly Money Dictionary? Contact us to learn how to get a copy for your home, classroom, or community.
Keep Kids and Families Learning
Kids, families, and schools of every kind can enroll in Sammy Rabbit’s Money School with a FREE, PREMIUM or Group Discount Money School Memberships, giving learners access to engaging, age-appropriate financial education resources.
Parents, teachers, and community leaders are invited to explore the resources and teaching tips available on SammyRabbit.com, starting with award-winning financial educator Sam X Renick’s article series, Money Lessons Parents Should Teach Kids!
Schools, community organizations, employers, and partners can learn more about Sammy's Dream Big Financial Education curriculum, a flexible, standards-aligned approach designed to help children build strong money habits, confidence, and lifelong skills.
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