Skip to content

Spend Smart

Age Level
  • 7+
Topic
  • Habits ,
  • Spend Smart
Skill
  • Comprehension ,
  • Discussion ,
  • Reading ,
  • Thinking ,
  • Vocabulary
Sign up for Money School Premium to access this curriculum in PDF format.

This music, reading, discussion, and activities experience teaches kids to spend smart. Spending smart is a great habit and smart choice!

Featured Resource:

Related Resources:

What Kids Will Discover and Learn About:

  • Reasons why spending smart is a great habit and a smart choice.

  • Spend less than you make, earn, receive

Agenda:

  1. Review previous experience(s)

  2. Learners share Dream Big Journal deposits.

  3. Introduce topic.

  4. Read Sammy's Big Dream page 19

  5. Read lyrics, listen and sing song “Don't Spend More Than You Make”

  6. Do song activities

  7. Have learners share

  8. Assign post-experience activities.

Review previous experience(s).

Review points of your choosing from previous experience(s). Refer to menu, topic subheading, for main idea of experience. Refer to “What Kids Will Discover” Section of each experience if you want ideas on additional key points to review.

Learners share Dream Big Journal deposits.

Ask learners to raise their hand if they would like to share one of the activities they completed during the last experience or in between experiences. Allocate 2-5 minutes to this activity OR whatever time you deem appropriate.

Introduce topic.

Feel free to use or adapt this introduction. Or create your own introduction.

Today we are going to listen to the song “Don’t’ Spend More Thank You Make” as well as discuss and do activities that share some of the key reasons why spending smart is a great habit.

So let's get to it!

Read and review Sammy's Big Dream.

Either you or have a learner read page 19 of Sammy’s Big Dream. Then ask learners:

  • “How do we know Sammy believes spending smart is a great habit and smart choice?”

Read lyrics, listen, and sing song "Don't Spend More Than You Make"

See lyric sheet. Read lyrics to the song "Don't Spend More Than You Make." Instructor will read lyrics out loud, line by line. Have learners repeat out loud the following lines from the lyrics:

  1. Don't spend more than you make

  2. No, never, never, never, never make that mistake

Next, play, listen, and/or sing the song. At instructor's option, learners should clap or move during the song. See song.

Do song activities.

Have learners share.

Ask learners to raise their hands if they would like to share out loud their solutions.

After the answers are revealed, instructor will share out loud the answer and all learners will repeat.

Assign post-experience activities.

Activities can be homework or classwork.

Introduce learners to the Money School and show them where they can find post-experience activities. Have learners complete one, some, or all of the following activities:

Have learners “deposit” all activities into the “Don’t Spend More Than You Make” section of the Dream Big Journal