Lesson PlansDictionary Term Focus: BudgetCore Concept Across All GradesA budget is a plan for how money will be used. When children learn to use a budget, they build skills to organize money, plan...

Lesson PlansDictionary Term Focus: PlanCore Concept Across All GradesA plan is a way to decide what you will do before you do it. When children learn to make and follow a money plan, they protect...

Lesson PlansDictionary Term Focus: GoalCore Concept Across All GradesA goal is something you are working toward. When children set money goals, they give their money direction and learn how small...

Lesson PlansDictionary Term Focus: NeedCore Concept Across All GradesA need is something essential for living, learning, or staying safe. When children learn to identify needs, they build skills to...

Lesson PlansDictionary Term Focus: WantCore Concept Across All GradesA want is something a person would like to have but does not need to live or stay safe. When children learn to recognize wants,...

Lesson PlansDictionary Term Focus: InvestCore Concept Across All GradesInvesting means using money today to help it grow over time. When children learn what it means to invest, they begin to...

Lesson PlansDictionary Term Focus: SpendCore Concept Across All GradesSpending is a choice about how to use money. When children learn what it means to spend—and how to spend thoughtfully—they...

Lesson PlansDictionary Term Focus: EarnCore Concept Across All GradesEarning money means receiving money by doing work, helping others, or providing value. When children learn that money is earned...

IntroductionWith over 25 years of experience in the financial literacy education space, our work consistently shows that children build stronger money habits when financial learning is connected to...

Lesson PlansDictionary Term Focus: SaveCore Concept Across All GradesSaving is a habit that involves keeping some money instead of spending it right away. When children practice saving...