Is It Important to Have a Goal to Steadily Grow Richer?

On page 1 of the Sammy Says “Follow the Money Rules” activity book, learners are asked an important question:

“Did you know that day by day, step by step, anyone can grow richer, if they follow the money rules?”

That simple idea raises a bigger question worth thinking about:
Is it important to have a goal to steadily grow richer?

Yes — because having that goal gives you more choices and more control over your life.

When you set a goal to grow richer, you’re not just thinking about money. You’re taking responsibility for your future. You’re saying, “I want choices. I want freedom. I want security. I want to be ready for what life brings.”

Growing richer doesn’t mean chasing wealth or comparing yourself to others. It means building strong habits—like saving, investing, planning, and spending smart—that help you steadily create the life you want, one that supports your dreams and needs.

When you make it a goal to steadily grow richer:

You learn to make better money choices—choices that align with your values. You learn to focus your time, energy, and money on what matters most.
You gain confidence and security, knowing you’re prepared for both emergencies and opportunities.
You build independence, so money works for you—not the other way around.
You strengthen your ability to help others, give, and make a difference.

Day by day, step by step, anyone can grow richer—especially when guided by good money rules and steady goals. It’s a hopeful, aspirational, and empowering message and mindset to cultivate from the start. The key is to begin where you are, keep learning, and keep going.

About This Blog Series

This post is the first in a new series exploring the pages and key concepts in the Sammy Says “Follow the Money Rules” activity book for children ages 3 and up. Each blog will spotlight a single idea or question from the book—breaking it down with real-world examples, insights, and conversation starters for parents, teachers, and community leaders.

The goal of the series is to make it easy and enjoyable for families and educators to bring financial education to life—one page, one concept, and one habit at a time.

What Do You Think?

Do you believe it’s important to have a goal to steadily grow richer?
What money rules guide your decisions and daily habits?

We’d love to hear your thoughts! Share your ideas, lessons, or favorite tips for growing richer—one smart choice at a time.

And if you haven’t yet, check out the Sammy Says “Follow the Money Rules” Activity Book. It’s a fun, engaging way for children (and families!) to learn the habits that help anyone—day by day, step by step—grow richer and stronger, both financially and personally. It makes an excellent addition to anyone's financial education toolkit!

Contact Sammy Today!

We welcome your questions, suggestions, and ideas! Let’s connect, brainstorm, and partner to keep helping kids, families, and communities build strong financial literacy knowledge, habits, and skills—so together, we can create better and brighter futures for all.

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