The cure for financial illiteracy in one word is effort.

Effort comes in the form of classes, conversations, calculations, presentations, activities, experiences, repetition, and persuasively sharing with kids, their parents and teachers that the habit of saving money is vital to their dreams and futures. These activities must happen repeatedly and in volume.

There are no ‘silver bullets,’ that would include games and products. There are no ‘one size fits all’ solutions.

Constant, relentless effort – that is it!

The effort to teach kids about money must start early. Regretfully for kids, that is inverse to where 99 percent of the energy and resources are currently allocated in youth financial education.

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