A Smart Start
Want to give your little ones a smart start with money? Great news—you can begin early, and it doesn’t have to be boring!
Below are three of my favorite articles I’ve written or contributed to, each packed with powerful tips for turning everyday moments into fun money lessons for preschoolers. Whether you're a parent, teacher, or community leader, these ideas will help shape young minds and build lifelong money habits.
Here’s a tip from each article:
Tip 1: Make Saving Money a Habit, Not a Hassle
Article: The Most Essential Skill Parents Need to Teach Kids for Their Success on Macaroni Kid
In this column, I share with the audience that there is one essential skill required for success that is frequently overlooked. What is the skill? The habit of saving money. I stress the word habit. Why? Because, if saving money is not a habit, it will be difficult to effectively manage the money one earns and receives throughout their life.
Tip 2: Use Catchy Slogans to Shape Smart Money Thinking
Article: Raising Money-Smart Kids on Jonathan Clements' Humble Dollar
In this article, I reveal four tested and true strategies to get kids thinking money-smart before their 7th birthday. Research shows many adult money habits are formed by then—so the earlier, the better!
Tip 3: Repetition Build Mastery - Make It Stick with Variety
Article: 6 Tips to Help Parents Raise Money-Smart Kids on Kids in the House
Want lessons to stick? Then repeat, repeat, repeat—but keep it fun and fresh! In this article, I highlight why mastery requires hearing and practicing the same key money messages in different ways, over time. Think storybooks, songs, games, and real-life experiences like grocery shopping, trips to the bank, yard sales, lemonade stands, birthday parties, and holidays. The secret is simple: the more variety, the better the retention—and the more fun everyone has learning!
Now it’s your turn!
What are some of your favorite ways to teach young kids about money?
Share your thoughts—we’re always excited to learn new strategies that make financial education fun and effective for the next generation!
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Related Reading and Resources
Check out the Sammy Says Series of activity books in the Sammy Store! They make a great gift!
