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Megan McCoy, Ph.D., LMFT, CFT-I™. An "AHA" Money Moment

by Team Sammy

Megan McCoy, Ph.D., LMFT, CFT-I™

We are pleased to have Megan McCoy share an “aha” "jaw wide open" money moment that changed the trajectory of her career and life.

About Megan

Megan McCoy, Ph.D., LMFT, CFT-I™ is a Professor of Practice and the Director of the Personal Financial Planning Master’s Program at Kansas State University. She teaches several courses at Kansas State, but the financial therapy courses she teaches are her favorite! Her research has been published in journals in both the mental health and financial arenas as her research has focused on the intersection of financial wellbeing and overall wellbeing. Some examples of where she has published are The Journal of Financial Planning, The Journal of Family Economic Issues, Family Relations, and the Journal of Youth and Adolescence. Dr. McCoy serves as Secretary for the Financial Therapy Association Board of Directors. In addition, she is the Associate Editor of Profiles and Book Reviews for the Journal of Financial Therapy.

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In Her Own Words

I have such a fun “aha” money moment! Even though it’s been 10 years, it still feels like yesterday because it was truly a “sliding door” moment that changed the trajectory of my career…and honestly my life!

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In 2010, I was a marriage and family therapist. I loved working with families, but I felt like I needed more skills and tools to help people.

Being a first-generation college student, I naively signed up for a PhD program. PhD programs are not designed to make you a better therapist, they are designed to make you a better researcher.

So here I am floundering slightly in my doctoral program and not sure of what to do next, when my amazing faculty members (Jerry Gale, Maria Bermudez, Joseph Goetz) became invested in the emerging field of financial therapy. So invested, in fact, that the Financial Therapy Association’s conference came to town and I got to see a live demonstration of financial therapy with Rick Kahler and Dave Jetson.

I remember watching in amazement with my jaw wide open! At that moment, I knew my clients needed financial therapy, and hell, I needed financial therapy!

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That day, I started my own financial education journey. I can honestly say that ten years ago I would have laughed if you told me I’d be the director of a financial planning master’s program.

At that point in time, I don’t even think I knew how much I owed in student loans, or even the log-in to my bank account!

I think that’s why I love financial therapy. I know that no one is “hopeless.” Every single one of us can become financially well if someone comes into our lives and helps us address inadequacies in our financial literacy as well as helps us explore our underlying money beliefs that may be holding us back from being financially healthy.

Discover more about Megan McCoy, Ph.D., LMFT, CFT-I™, by visiting her LinkedIn profile.

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